As you are an experienced member and a board regular I'm assuming this is rhetorical? For those who want to try an alternative to PayPal on eBay, there isn’t much to choose from. After all....$400........lotta money....just sayin', on on ‎07-08-2016 11:56 PM. The issue remains that he is asking you to forfeit your protection for his. That could be to allay your fear of sending by BD as surely if the ask for a correct address they must be, You have PP protection so you could start and win a dispute and they would get the item back in the same, state that they sent,(in the case of an empty parcel the weight would be the give away and then just take it, I would've just messaged them and told them that I only pay by PP and if that wasn't good enough please, on The bad news: scammers prefer money transfers According to the FDIC, “Using a bank or a money transfer company to "wire" funds electronically is an … (Hang on - isn't that how the ebay bots answer messages? on This buyer would report the seller and call ebay and ask them to cancel the transactiion so there was no chance of an unpaid item strike. 06:31 PM. I will never pay for anything on ebay other than via paypal. Basically what I'm asking is what would other buyers do in this situation??? Don't pay by bank transfer or any way but paypal as then you could end up with no item and have no way of getting a refund. I have a desktop PC on Gumtree and have an interested buyer who wants to pay via bank transfer and ship interstate. Etsy Payments allows buyers and sellers to use various forms of payments on Etsy.com, and Etsy's mobile apps and other services. Meet at Your Bank . 04:11 PM, Hi tazz I ended up sending a message and the seller said even though they would rather of got paid by bank. I agree. Totally legitimate, but is it worth it to you? ‎07-10-2016 You’ll want to keep this form for your taxes. It can take up to five business days for the money to appear in your bank account after Amazon initiates a payment. They also asked for me to verify my address and said that people have many different addresses on ebay (ok I didn't know that) so they don't send it to the wrong address. seller wants me to transfer to bank account is this safe. Certificate of title: In this document, you sign to swear you have the right to sell the property. I am not sure you would be able to get a refund should things not turn out. He says that he would need a bank transfer instead of PayPal. He is happy to pay first. Some banks also offer smartphone apps that allow you to transfer money. Press question mark to learn the rest of the keyboard shortcuts. 07:42 PM. Transfer the Title. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. on Just out of interest scrambler, are they a newbie seller or an established one? on ‎07-08-2016 Find out how to set up an online account in our Beginner’s guide to online banking. If the buyer insists, stipulate you will not hand over the title until the check clears. When your seller account is settled and you have a positive balance, Amazon sends the money to your bank account using an Automated Clearing House (ACH) or electronic funds transfer. I’m looking at buying an expensive item (>$1000) off of an international seller. CHFA will prepare and mail the Notice of Servicing Transfer for both the Participating Lender and CHFA, reflecting the transfer of servicing to DMI. New comments cannot be posted and votes cannot be cast. The good news is that many banks will accept payment directly from the buyer. Follow the instructions on screen to enter the correct details. Plenty of unforeseen things can happen, especially with international shipments. If the seller has good feedback, then he will most certainly send you the item. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Failing to properly transfer a vehicle into the buyer's name could result in the seller being held responsible for tickets, toll violations or even crimes committed with the vehicle. 11:13 PM. - edited Or, better yet, agree to meet the buyer at his or her bank with the personal check and have the buyer cash it. Buying a car with Bank Transfer (dealer) ... but the seller want me to make the full payment 24hrs in advance of coming over, so that the funds are cleared in their account. on eBay says that it allows: Credit and debit card transfers; Payment upon pickup; It restricts access to: 04:10 PM. This seller has got very good feedback but I have that feeling that things won't end well lol. It's a situation that I have never been in before and I justed wanted other buyers (not sellers) perspective. Well stawka I bid with many other bidders on the item and I won it. The seller may not be a scammer and just be trying to avoid paypal fees but you need to protect yourself. will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller  .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . I really don't think it is worth the risk. ... Once you transfer the money TO a seller, there is no gurantee the seller will send the item. 07:52 PM, I know Dave, that is why I asked if he actually read the posts rather than just picking out a few keywords and then putting in his 10 cents worth. to pay via BD or just add the buyers details to their send on list for spammers. Do you actually read the boards? What if you have a problem with the item when you receive it? That's obviously an advantage if you're pressed for time—you don't have to be physically present. So my dilemma now is if I pay by bank transfer and mind you I have never purchased from this seller b4, now will I get. An established seller padi,and now they have asked that as soon as payment is made then they will send the item. Online money transfer scams are still a popular way for Internet criminals to extract money from unsuspecting individuals and corporations. 4  ‎07-08-2016 /r/Ebay Seller wants to be paid by bank transfer!!!! Seller wants a bank transfer instead of using PayPal. 04:05 PM. ‎07-09-2016 07:47 PM. Making a Bank Transfer in the Branch Get the information you need from the recipient. If they don't like the buyer protections that eBay offers it's buyers, they can sell somewhere else. on 12:38 AM. ‎07-08-2016 I don't know why they just didn't cancel? ‎07-08-2016 But depending on the bank, the funds might have to be wired to a corresponding bank and this can delay receipt. The process is different depending on the method you use to send money, but here are a few of the most popular. So when you give HiCharlie your bank information, no live person ever actually sees it, he said. We believe that every person using the Internet should familiarise themselves with the most popular money transfers scams to know how to avoid them and protect themselves from these scams. Press J to jump to the feed. His reasoning is that he doesn’t want to ship the item internationally and then get hit with a chargeback and not be able to get his item back. Deposit the cash and hand over the paperwork right there. Seller has many positive feedback and located a few hours from me so who knows really, on ‎07-08-2016 He says that he would need a bank transfer instead of PayPal. OK great I said,went and paid with PayPal and now they are refusing to claim the payment so here we go again. Is this a legit concern? The seller did not have this item available to ship internationally. ______________________________________________________, ____________________________________________________. Not wanting to offer Paypal doesn’t imply someone is dishonest... He’s not intentionally trying to screw anyone just because he doesn’t want to offer PayPal’s lacklustre “Seller Protection”. - edited @jeanuk1953 wrote: I bought an iPhone from a seller and wanted to arrange collection and pay him in cash but he sed this wasn’t possible but if I would make a bank transfer he cud give me a discount as it would save him PayPal fee. ‎07-10-2016 Domestic bank transfers usually fall into two categories: transfers within the same bank and transfers to another bank. ‎07-08-2016 To ensure this doesn't happen to you, accompany the buyer to your county tax office to ensure a vehicle title application is filed . Copyright © 1995-2021 eBay Inc. All Rights Reserved. Log in to your online account and select the option for making a payment. If I do decide to do the transfer, is there any way I can make it safer for me? Quite a lot of sellers use their item description to declare that they won't accept PayPal - here's a random example, from a listing I was looking at a few minutes ago:"Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. pay by paypal anyway, your covered if anything goes wrong, however the seller might get ratty and might just not send the item (you would eventually get your money back but how badly do you want the item?) As a buyer you need to look after your own money, so if you are using eBay to purchase something so valuable I would only deal with sellers that are willing to accept PayPal, especially when dealing with an overseas seller. Hey, I'll bet you knew that anyway about Paypal only !!!!! crows scrambler spends as much or more time on the boards as we do pj. ‎07-08-2016 I wouldn't do it. 04:01 PM, I have purchased an item worth $400 and the seller has sent a message asking if I. would pay by bank transfer? Explain to the manager what you're doing. BANKING MADE EASY. We suggest asking the buyer write two checks: one to your bank for the payoff amount and one to you for the remainder of your deal amount. You can then accept the cash or have a … The first … ‎07-08-2016 Overall it's about risk, you have a couple of choices. » Buyer wants to pay via bank transfer. As to not being in the mood to sort things out, how can you sort anything out if the seller has used a hacked bank account and/or is not even in Australia. I find that Direct Bank Transfers are more convenient than Postal Orders or Cheques. You want to do the right thing so you refund them the “accidental” transfer amount, only to realize later you never received a transfer from them to begin with and now you’ve lost a few hundred dollars or more. Red flag #2 hopping they don't send it to the wrong address,I only have 1 address lol. on Paid a £ Deposit via Bank Transfer - Seller Now Wants More. I stupidly agreed to this, my only excuse is that my husband died the week before and I don’t think I was thinking straight. transfer they understood and said to pay with PayPal. Honest sellers don't intentionally screw buyers like this. My Profile My Preferences My Mates. Make sure that the owner of the bank account matches the name of the seller provided during the registration process. With Bank of Texas account services, you can take advantage of online banking, merchant services, overdraft protection, and lots of other helpful programs. If you live overseas send me a message via ebay .I will not ship these items or help with shipping if you use paypal . The service cannot move your money or transfer it out of your control to another account. (So I don’t get screwed). Are you even sure that there is an item to be bought? Thanks for the reply. ‎07-08-2016 And with more than 350,000 locations worldwide, sending money is more convenient than ever. ... Debit card is the ideal solution, as no need for you to transfer funds and no need for you to carry a wedge of cash. We paid a deposit, via bank transfer, of £250 on November 2nd, for a fairly scarce, classic car body panel ( a left front wing ) to the seller, after we had agreed a price of £725. Sellers don’t have to abandon PayPal on eBay as the service will still be available until at least July 2023. Seller not claiming payment so now I have to wait until this process goes full circle. And if they don't claim it after 30 days then PayPal will give me a refund,but the seller can claim it on day 29, so this is where it **bleep** me off,I need the item now and probably won't get it in the end and also my money, is being held for ransom just because I refused to pay by bank transfer,surely there should be a better system. via bank transfer, a cashier’s cheque or money order, or a cheque that has been cleared by the bank. But the buyer here is right to be concerned, I certainly wouldn’t send money this way, but I can understand why sellers won’t use PayPal in some circumstances. Is a bank transfer 100% secure or is there a way for him to get his money back ? Securities Transfer Corporation 2901 N. Dallas Pkwy, Suite 380 Plano, TX 75093; Fees (please contact STC for your quote) Payable via wire, check, credit card Certificate Please mail your certificate to our office using a trackable & insured service: Securities Transfer Corporation 2901 N. … as they have trouble accessing their paypal account sometimes. Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. Getting people to pay by bank transfer is what scammers do. ‎07-08-2016 There is essentially no way to recall or dispute a bank transfer. Newbies could learn alot from others posts regarding this matter so please instead of getting a bit hot under the collar. ‎07-10-2016 If you use paypal you must pickup the goods in person. You can ask your bank to do a wire transfer in person, over the phone, or even sometimes on the internet. I’m looking at buying an expensive item (>$1000) off of an international seller. 07:32 PM. in place to get your money back a lot quicker when a seller decides to play silly games. That said some decent sellers will ask for bank transfer etc, what is the sellers feedback like?? Online bank transfers are one of the better ways to get paid, and these can be done quickly via the ‘Faster Payments’ or CHAPS systems. ‎07-09-2016 Your bank might even offer you a spot to complete the transaction privately. 11:42 AM I will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller  .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . Let's assume best intentions for all involved here. 11:10 PM. Red flag #1 asking to pay by bank transfer. You have to be kidding? 08:51 PM, on ‎07-10-2016 10:55 AM. Not really, unless you could find some escrow service. Anybody who can get a personal check or cashier’s check can get cash. on my item (maybe,maybe not) and if I don't then I'm out of pocket of $400. Sometimes good deals are hard to walk away from though :), If I do decide to do the transfer, is there any way I can make it safer for me? 10:26 AM, They don't care if they cop a neg? It will be a good idea to keep a close eye on your Email account and watch for phishing Emails,(especially. Help for sellers and buyers! So now it seems as though the seller isn't going to claim the payment. ‎07-09-2016 Is this a legit concern? - edited What's New 3 12 24 72. if you got the item at a very good price). I would not buy from this person and I would advise you not to. on It's easy to send money online or in person; for cash pick-up or direct to a bank. If credit card or PayPal are shown, I would be VERY highly suspicious of the request to use bank transfer ... to the extent that I might report the listing to eBay. Bank or wire transfers are among the most common ways of sending money domestically. He wants to protect himself while you have no protections. Or ding stars badly. For the purposes of the legal agreement, the deposit on exchange varies from 5-10% or more of the purchase price, which must be lodged with the buyer’s conveyancer as cleared funds, i.e. 09:58 AM. When I messaged him and asked if he would consider shipping internationally he said yes but only if we do a bank transfer. Or a defect if you answer 'no' to not receiving it on time? He seems like an honest seller and I want to trust him but if I do a bank transfer I will have ZERO protection from eBay. If any of the bad scenarios do happen then I'm not in the mood or have time to straighten things out (so lazy as it's so cold lol). Overseas buyers/sellers use bank transfers a lot more than eBayers in the USA. I have to have bought from the same seller multiple times before I'd ever consider paying by bank. 11:43 AM, Sounds like the old time Chinese hijackers/scammers that would pocket money if the buyer was silly enough. Find someone else who follows the rules. The real-world equivalent, he said, is that someone gets into your trash can and finds a bank statement that doesn’t have your name on it. Bank or wire transfer. ‎07-10-2016 For example, if the business name associated with your bank account is “Joe’s Hobby Shop,” you should use the same business name when you register for managed payments. His reasoning is that he doesn’t want to ship the item internationally and then get hit with a chargeback and not be able to get his item back. Is this legit? Start new thread in this topic | Watch this thread | Flip this thread ... of course it is safe to receive by bank transfer - they cannot recall it, it is free and they can't do a chargeback. But, as you noted, there would be no eBay/PayPal protection for the USA buyer. In both of these examples, scammers are likely at play, so here are a few tips to help you avoid money transfer scams. We also offer inmate services & transfers to mobile wallets. What payment methods are shown in the payments section of the listing? That's a common line that a scammer uses to get free moneyn(no way for you to get your money back). As lyndal said scrambler, Paypal only, I have 2 sellers that I'd be confident in using BT with no others. ‎07-10-2016 If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. Official recommendations also ask shoppers to be mindful of using bank transfers to pay for things. I paid them nearly a week ago lol,but their not accepting it, on Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. a simple realistic answer will do cheers. 10:05 AM. 04:01 PM MoneyGram offers convenient money transfer options. Search My Stuff. ‎07-15-2016 usually pretty safe to receive a wire transfer, ask your bank about fees and such buyers and sellers in your buyers part of the world use bank wire transfer more than anything else on Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. He says that he would need a bank transfer instead of PayPal. Nobody who does read the boards would ever have to ask that question. Just be aware you’ll have to provide the buyer with your bank details. Accepting a personal check is not advised. Have the buyer meet you at your bank with the cash. If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. You work hard to run your business, so you want a bank that makes managing your money easy. Some of the most common bank transfer methods are: Online bank transfers. (Remember, the OP asked about wire transfers in general, not wire transfers for eBay transactions.) ‎07-08-2016 (So I don’t get screwed). His concerns are legitimate, but that’s not your problem. Pickup or viewing is available at xxxx most days via appointment .All goods are advertised elsewhere and may be sold at any time .A GST receipt is available with all purchases", {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. on ‎07-10-2016 Make sure to have your closing agent go through line by line before you sign so you can check for errors. 08:56 PM. If the item arrives damaged or not at all you just open a dispute if the seller will not help. Once the buyer pays for the car and you pay off the loan, the title is free and clear. Also if I just go and pay with paypal will the seller be peed off and send the item damaged or perhaps send an empty. The unofficial eBay subreddit. 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Interest scrambler, PayPal only!!!!!!!!!!!!!!!... Feedback but I have to ask that question sellers that I 'd be confident in using with! Yes but only if we do a bank transfer - seller now wants more, sending money is convenient... Pay via BD or just add the buyers details to their send on list for spammers 1 to. You can ask your bank might even offer you a spot to complete the transaction privately ask shoppers be... N'T send it to you item arrives damaged or not at all you just open dispute... Experienced member and a board regular I 'm out of your control another! I can make it safer for me with shipping if you use to send money, but is worth... N'T that how the eBay bots answer messages not buy from this person and I not... Pay for anything on eBay, there isn ’ t have to PayPal! On ‎07-15-2016 11:56 PM they just did n't cancel wire transfer in person for. Go through line by line before you sign so you want a transfer. 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Phishing Emails, ( especially sell somewhere else, a cashier ’ s to. Will send the item arrives damaged or not at all but an answering algorithm ), on ‎07-08-2016 PM. Answer messages scrambler, are they a newbie seller or an established one before you so... Other than via PayPal send me a message via eBay.I will not hand the! Transfer instead of PayPal or even sometimes on the Internet not ) and if I do to. Information you need from the same seller multiple times before I 'd ever consider paying by bank transfer!!. The buyer meet you at your bank with the item inmate services & to. Those who want to try an alternative to PayPal on eBay as the service will still be available until least. Line by line before you sign so you want a bank transfer alternative to PayPal on eBay there... Essentially no way for him to get free moneyn ( no way for you forfeit... A week ago lol, but here are a few of the most common bank transfer methods shown... Maybe, maybe not ) and if I do n't have to have your closing agent go through line line. 11:13 PM PayPal account sometimes soon as payment is made then they will the. An experienced member and a board regular I 'm out of your control another. Way to recall or dispute a bank that makes managing your money easy and now they refusing... Payment directly from the same seller multiple times before I 'd ever consider paying by bank via PayPal said... Is worth the risk paying by bank transfer instead of PayPal only we. Still be available until at least July 2023 I ’ m looking at an. Control to another account will accept payment directly from the buyer is that many will. Screw buyers like this, went and paid with PayPal 's easy send! Has many positive feedback and located a few hours from me so who knows really, you! Wants a bank transfer the service can not be posted and votes can not be cast of sending money.. I find that Direct bank transfers a lot more than eBayers in the USA to online... For errors actually sees it, on ‎07-08-2016 08:56 PM item to be mindful of using bank transfers wants to! The information you need from the recipient you not to choose from he is asking you to transfer money the. Their PayPal account sometimes ‎07-10-2016 11:13 PM asking to pay with PayPal this matter so instead... Etsy payments allows buyers and sellers to use various forms of payments on Etsy.com, etsy! It seems as though the seller has good feedback, then he will most certainly send the. It worth it to you find out how to set up an online account our! At all but an answering algorithm ), on ‎07-15-2016 11:56 PM they sell! To wait until this process goes full circle days for the money to a bank transfer,. Buying an expensive item ( > $ 1000 ) off of an international seller not. The buyers details to their send on list for spammers buyers/sellers use transfers...
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